A keylogger (or keystroke logger) is a program that runs in the background, recording all the user’s keystrokes. Once keystrokes are logged, they are hidden in the machine for later retrieval and analysis. They can, e.g., be used by employers to monitor their employees, or by parents to monitor their children’s online activities.

Keyloggers can also be surreptitiously installed on a user’s machine by, for example, taking advantage of a security hole in Microsoft Windows or some other operating system. The attacker then hopes to find passwords or other useful information that could be used to gain access to financial or other valuable online-accessible accounts. Our concern is that with a valid Trust number and password (PIN #), a criminal could direct that trust assets be transferred to his account or be invested in an enterprise under his or a cohort’s control, or some less obvious theft attempt. W.I.L. has other safeguards in place, but the anti-keylogging form entry methods are our first line of defense.

More information on key loggers may be found here.

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